Refinancing is the process of taking out a new mortgage to repay an existing loan. People often do this due to a change in their circumstances, they want to draw out equity in their existing property to fund a new home purchase or investment, or they simply want to get a better deal!

Why would you refinance?

- to consolidate debts into one easy payment. Credit cards and personal loans often carry higher interest rates than home loans do, so it's possible to refinance your home loan to include these extra loans (depending on equity in your home) to allow you to save money on interest.


- To unlock equity in your home to fund the purchase of an investment property or renovations.

to get a better deal on your interest rate or to switch loan products to one with features better suited to you.

- to enable parents to assist their children purchase their first home.


To discuss how refinancing can benefit you, please don't hesitate to